Alan E. Chandler, LUTCF, Financial Advisor

Alan “Al” Chandler has been a respected member of the insurance and financial planning community since 1987. Al has been a fully independent financial advisor since January 1992. In October 1994, Al became registered through the independent broker-dealer Cadaret, Grant & Co., Inc. and joined Paul Edem to form Chandler and Edem Financial Consultants.
In 1985, he was awarded the Bachelor’s degree in Mathematics from the State of University of New York at Albany. He obtained his Life Underwriters Training Council (LUTCF) designation in 1992. He previously served as Chairman of the local LUTCF continuing education classes.
Al specializes in individual retirement and financial planning with a particular focus on investment management for retirees. He is licensed in Life and Health insurance and carries Series 6 and 63 investment licenses. Al is licensed to do business in 17 different states.
In addition to the financial business, Al has served on pastoral staff at Randallsville New Life Church in Hamilton, NY since 1992. Al accepted the position as senior pastor at Randallsville New Life Church in August 2005. 
Al and his wife Tammy reside in Morrisville, NY and have three children: Jacob, Jesse and Kristi.
Outside of work and ministry, Al loves to spend time vacationing with his family, biking, playing basketball and the Baltimore Orioles. Al also has served on various industry and community group boards and served as the Boys’ Varsity Basketball Head Coach at New Life Christian School in Hamilton from 1997-2013.

Paul J. Edem, Financial Advisor

Paul Edem has been a respected member of the insurance and financial planning community since 1982. Paul has been a fully independent financial advisor since March 1989 when he became affiliated with independent broker-dealer Cadaret, Grant & Co., Inc.  In 1994, Alan Chandler joined Paul Edem to form Chandler and Edem Financial Consultants.
In 1979, Paul started his education in the Financial Services Business and is continually studying. He is currently a member of the National Association of Health Underwriters (NAHU) and the National Association of Insurance and Financial Advisors (NAIFA) and served on the board since 2007.
Paul specializes in individual retirement and financial planning with a particular focus on Medicare issues for retirees as well as Long Term Care planning. He is licensed in Life and Health insurance and carries Series 6 and 63 investment licenses as well as Series 26 Limited Principal.
Paul and his wife Darlene reside in Kirkville, NY and have two children.

Jared M. Houseman, CFP ® Financial Advisor

Jared Houseman joined Chandler and Edem Financial Consultants as a financial advisor in 2011. He specializes in individual financial planning which includes investment and retirement planning, college planning, and insurance planning.
Jared graduated with honors from Houghton College and received a Bachelor’s degree in Business Administration with a focus on finance and economics. He acquired his insurance license in 2009 and investment license in 2011. Jared also obtained his CERTIFIED FINANCIAL PLANNER certification in 2015 after completing a yearlong comprehensive financial planning course and passing a 6-hour examination.
Jared and his wife Brittany reside in Hamilton, NY. Jared enjoys spending time with family and friends, playing basketball, watching football (Go Bengals!), and ballroom dancing. He is also actively involved in the Hamilton Rotary Club, serving on the board as both the treasurer and Foundation chair.


Mary Beth Johnson, Employee Benefits Advisor

MaryBeth Johnson joined Chandler and Edem Financial Consultants in September of 2005 as an Employee Benefits Advisor.  She has worked in the insurance industry since 1993.  MaryBeth has worked extensively with small business clients presenting Consumer Driven Health Plans and Health Savings Accounts. Previous to working for Chandler and Edem Financial Consultants, she worked for Support Services Alliance (SSA) as the Director of Benefits Administration specializing in the area of Cafeteria Plans and Consumer Driven Health Plans.
MaryBeth earned an Associates Degree in Business Administration from The Utica School of Commerce.  She resides in Oneida on their family farm with her husband Keith Jr. and their son Keith III.





Cheryl Crane, Client Service Administrator

Cheryl Crane serves as Client Services Administrator for Chandler & Edem Financial Consultants.  She is responsible for overall customer service.  Cheryl handles customer requests, answers phones and processes new accounts for clients. She holds a Life, Accident and Health insurance license.
Cheryl joined Chandler & Edem in June of 1997 after 12 years of customer service at Prudential Financial Services.  She graduated from Mohawk Valley Community College with an A.A.S. degree in Secretarial Science. 
She resides in Westmoreland, NY with her husband Mark and 2 children, Cory and Jill.  Outside of work, Cheryl enjoys spending time with family and many friends, hosting  parties, music, Zumba, Planet Fitness and trips to New York City.




Anne Houseman, Administrative Assistant 

Anne Houseman joined Chandler and Edem Financial Consultants in September of 2014 after 14 years of teaching at New Life Christian School in Hamilton. She primarily assists with Medicare enrollment processing and servicing.  She also processes other customer service requests and handles a variety of administrative responsibilities.
Anne received her bachelor's of arts degree in Political Science with an emphasis in Pre-Law from the University of South Carolina. Outside of work, Anne enjoys spending time with her 4 children.



Serving you
as a team to meet
your financial goals...
Securities and advisory services offered through Registered Representatives of Cadaret, Grant &Co., Inc., Member FINRA/SIPC
Supervising Branch: 1173 Chestnut Ridge Rd., Kirkville, NY 13082 (315) 687-3557
Cadaret, Grant and Chandler & Edem Financial Consultants are separate entities.