Services and Products for Businesses

Services for Small BusinessesEmployee Benefit Products

Learn more about...
Building your
financial future on a
foundation of trust...
  • Employee Benefit Management
  • Insurance Planning for Business Owners
- Buy-Sell Funding
- Key-Person Insurance

  • Group Health Insurance
  • Consumer Driven Plans
- Health Reimbursement Arrangement
- Health Savings Accounts
  • New York State Statutory Disability
  • Group Long-Term Disability
  • Group Life Insurance
  • Group Dental Insurance
  • Group Long-Term Care
  • Business Retirement Plans: 401k's, SIMPLE IRA's and SEP IRA's
  • Section 125 Plans, including Flexible Spending Accounts and Premium Only Plans
  • Group Medicare Plans
Securities and advisory services offered through Registered Representatives of Cadaret, Grant &Co., Inc., Member FINRA/SIPC
Supervising Branch: 1173 Chestnut Ridge Rd., Kirkville, NY 13082 (315) 687-3557
Cadaret, Grant and Chandler & Edem Financial Consultants are separate entities.