Services and Products for Businesses

Services for Small BusinessesEmployee Benefit Products

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Building your

financial future on a

foundation of trust...

• Employee Benefit Management
  

• Insurance Planning for Business Owners
  

- Buy-Sell Funding

- Key-Person Insurance

• Group Health Insurance
  

• Consumer Driven Plans
  

- Health Reimbursement Arrangement

- Health Savings Accounts

• New York State Statutory Disability
  

• Group Long-Term Disability
  

• Group Life Insurance
  

• Group Dental Insurance
  

• Group Long-Term Care
  

• Business Retirement Plans: 401k's, SIMPLE IRA's and SEP IRA's
  

• Section 125 Plans, including Flexible Spending Accounts and Premium Only Plans
  

• Group Medicare Plans
  

Services for Individuals

Securities and advisory services offered through Registered Representatives of Cadaret, Grant &Co., Inc., Member FINRA/SIPC

Supervising Branch: 1173 Chestnut Ridge Rd., Kirkville, NY 13082 (315) 687-3557

Cadaret, Grant and Chandler & Edem Financial Consultants are separate entities.