Employee Benefit Management

When selecting an employee benefit plan, the choices
can be overwhelming and confusing. Let us assist you
in evaluating the available plans and choosing the
options that are right for you and your valued
employees. As an independent agent, Chandler and
Edem Financial Consultants work with the major
benefit providers allowing us to tailor a plan that
meets your business' unique needs.

Group Health Insurance
One of the largest operating expenses for small businesses is the cost of health insurance. We can help you manage this expense by customizing a plan to fit your needs. Each business is different and can't be made subject to a cookie-cutter approach. We take a creative approach to meeting your needs. With plans such as health savings accounts (HSAs) and health reimbursement arrangements (HRAs), we can help manage your health care costs. We will take the time to get your plan implemented properly and are committed to servicing it once it is in place. Existing clients can visit our client portal to download and print employee enrollment forms for group health insurance.  

Group Dental Insurance
With our extensive relationship with various dental insurance carriers, we can find a plan that works best for your business. Whether it is a basic starter plan or a plan with more comprehensive coverage, our focus is presenting you with dental options that fit your budget.

Group Life & Disability Insurance
We have access to several insurance carriers for both employer-paid and voluntary programs. We will research the most competitive rates for your group life and disability benefits to ensure that you are provided a plan with superior coverage and value.

Providing quality
employee benefits to attract
and retain valuable employees...
Learn more about...
Securities and advisory services offered through Registered Representatives of Cadaret, Grant &Co., Inc., Member FINRA/SIPC
Supervising Branch: 1173 Chestnut Ridge Rd., Kirkville, NY 13082 (315) 687-3557
Cadaret, Grant and Chandler & Edem Financial Consultants are separate entities.